Capital between here and there.
Short-term, revolving capital that closes the gap before a known funding event, a refinance, a close, a receivable, a sale. Credit lines up to $1,000,000, rates from 7%/month, decisions in about 3 hours, and same-day funding on clean files.
- Decision in hours · wired same day
- Bank-grade encryption
The structure.
Bridge capital is purpose-built for a single problem: you have a deadline, you have an exit, and you need cash in the window between the two. A property closes in 21 days. A refinance lands in 60. A buyer's wire hits next quarter. A bridge loan covers the interim, short term, fast to deploy, and engineered around the date the gap actually closes.
Fundivi structures bridge capital as a short-duration, revolving line, typically 3 to 24 months, with credit lines up to $1,000,000 and rates starting at 7%/month. Because the loan is repaid from a known exit (a refinance, a sale, a receivable, an SBA take-out, an insurance settlement), underwriting focuses on the credibility of that exit, not just trailing cash flow. You stay eligible to refinance mid-term, early payoff options are built in, and decisions land in about three hours with same-day funding on clean files.
This product fits operators with a specific, time-bound need: real estate acquisition deposits, payroll while waiting on a settled invoice, bridging to a closed SBA approval, opportunistic inventory buys at a discount, partner buy-outs ahead of a recap. Bridge capital costs more than a term loan because of the speed and short duration, but it's significantly cheaper than losing the deal, and far cheaper than a revenue advance carried over the same period.

What you'll need
- 1+ year in business
- $25,000+ in monthly revenue
- Documented exit or take-out (refinance commitment, sale agreement, receivable, etc.)
- 3 months of business bank statements
- Voided business check
- Copy of driver's license
- Bank statements verified✓
- Cash flow analyzed✓
- Underwriter assigned✓
- Decision pending…
Real operators. Real use cases.




Common questions.


Revenue Based Financing
Borrow against future revenue. Repayments adjust with your sales. Quiet months, quiet payments.
- Amount
- Decision

Working Capital
Plain working capital. Sized to your operations, deployed in hours, repaid as a small share of revenue. No collateral on most deals.
- Amount
- Decision

Factoring Receivables
Sell outstanding B2B invoices for an immediate advance. The factor collects from your customer on the original net terms. You stop waiting.
- Amount
- Decision