Revenue Based Financing

Capital that scales with your top line.

Borrow against future revenue. Repayments adjust with your sales. Quiet months, quiet payments.

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At a glance

The structure.

Amount
$50,000
$5,000,000
Term
6–24 months
Decision in
Same day
Docs needed
3–5

Revenue-based financing is built for operators whose monthly revenue is real but variable. Instead of fixed installments, repayments are pegged to a percentage of receipts. Meaning slow months don't crush you. The total payback is a fixed multiple of the amount advanced, but the pace at which you pay it down breathes with the business.

Fundivi structures revenue-based financing as an advance against future receipts, with repayments calculated as a percentage of monthly sales. Quiet months mean smaller payments. Strong months let you pay down faster. There are no fixed installments to crush a slow quarter. And no balloon payments waiting for you at the end.

This product fits operators with consistent revenue but variable monthly cash flow. Restaurants, retail, e-commerce, professional services, and trade businesses with seasonality. We typically fund inside the same business day for established applicants, and we don't require collateral or a long credit history to qualify.

Revenue Based Financing — context image
// Revenue Based Financing · representative use

What you'll need

  • 6+ months in business
  • $20,000+ in monthly revenue
  • 3 months of business bank statements
  • Voided business check
  • Copy of driver's license
Who uses it

Real operators. Real use cases.

Construction
Construction
Hospitality
Hospitality
E-commerce
E-commerce
Professional
Professional
FAQ

Common questions.

Operator and advisor concluding funding agreement
// Decision · documented · same day
Other funding solutions

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An advance on future business receivables. A small percentage of each day's revenue goes toward repayment until the advance is settled.

Amount
$10K–$2,000K
Decision
Same day
Learn more→

Factoring Receivables

Sell outstanding B2B invoices for an immediate advance. The factor collects from your customer on the original net terms. You stop waiting.

Amount
$25K–$10,000K
Decision
1–2 weeks
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Asset Based Loans

A loan secured against business assets. Equipment, inventory, accounts receivable, or real estate. Higher loan-to-value than unsecured options.

Amount
$250K–$25,000,000+
Decision
1–2 weeks
Learn more→

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