From application to capital in 24 hours.
Most Fundivi applications complete in four steps. No bank-grade theatre. Just the right answer, fast.
- Decision in hours · wired same day
- Bank-grade encryption
Four steps. One business day.
You apply
Tell us about your funding need, your business, and how to reach you. Four steps. No hard credit pull at this stage.
We review
We look at cash flow, time in business, and use-of-funds. Not just credit score. Most applications are reviewed inside the same business day.
Decision
Approval, conditional offer, or a clear decline-with-reason. No black-box rejections. You'll always know why.
Capital wired
Once you accept, capital wires to your business account. Most operators see funds the same business day they sign.
What you'll actually see.
A representative view of the application as it moves through each stage. Live progress, transparent state, no black box.
Cash flow first. Credit score second.
We read three months of bank statements before we read your FICO. Trends in deposits, average daily balance, and use-of-funds tell us more about a business than any single number.
If we can fund you, you'll know inside a business day. If we can't, you'll know why, in writing.
Track your application in real time.
Once submitted, your application has a live state. No "we'll call you next week."
- Bank statements verified✓
- Cash flow analyzed✓
- Underwriter assigned✓
- Decision pending…
The whole timeline.
Across the categories you actually operate in.
